Currently, China Banking Regulatory Commission is positioning inspectors within Citibank to look closely on personal loans. This news spread like wildfire and it is the personal loan sector to which the regulatory authorities pay special attention this year.
Although Citibank refuses to respond to the news, when journalists interview their branches of Guangzhou, they find that personal loan of all banks is decreasing. In addition to reducing maximum loan and shortenning the term, most banks apply strict standards of fiduciary payment, a large portion to even all of the loan will get into the account of consumption merchant.
It is reported that it is really rare that China Banking Regulatory Commission inspects a particular banking sector. The increased control of risk also shows that the expansion of personal loan sector of foreign banks has caught the attention of China regulatory authorities.
As of the 1st quarter of 2009, 
